Not known Factual Statements About 債務舒緩收費 - 【iva-drp.top】
Not known Factual Statements About 債務舒緩收費 - 【iva-drp.top】
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保留財產：欠債人在債務重組期間，能夠保留財產，包括房地產和銀行帳戶，有助於保持經濟穩定。
債務重組和破產是處理財務困境的兩種不同方法。債務重組是債務人與債權人協商修改還款條件，例如延長還款期限、減少債務總額等，以便債務人有能力按新條件償還債務。破產則是經法院程序，由破產管理署署長或受託人管理債務人財產，以償還債權人債務。
An IVA is set up and managed by an insolvency practitioner. They work out your repayment plan, that will incorporate information regarding how A great deal you’ll pay back each and every month and how long the approach will very last.
本公司所承諾的「不成功不收費」亦希望能為債務人打一支強心針，希望債務人知道，方法永遠都在，只要面對，沒有解決不了的難關。
If You begin to just take funds out of your pension pot As you have the IVA, this may rely as income and You could have to pay it into your IVA. Your insolvency practitioner will advise you on this.
不需要。我們只會收取債務重組費用，其餘如初步諮詢、初次會面都是免費的。我們明白債務人在財務上的壓力，因此我們盡可能為客戶提供實質而有用的幫助，協助客戶減省不必要的金錢浪費，讓他們將資源集中在解決債務困難上。
生活限制：不能乘坐的士、不可購買貴重物品及資產（如物業、汽車）、不能再對已購買保險作出供款；
紀錄在案：債務重組紀錄與破產個案一樣會登記在破產管理署的名冊上，公眾可隨時查閱，但相對於破產，債務重組影響通常較小。
Your IVA will probably be accepted within the Conference of creditors if you agree to the modifications. Do the individuals I owe need to comply with the IVA?
In the event you’re nevertheless spending revenue into your personal pension, you might have to prevent paying out to the pension and use The cash to pay for your creditors while you have the IVA. It would be possible to continue having to pay into your pension if there is a significant rationale. Ask your insolvency practitioner.
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The exact same could be mentioned for people today attempting to guard their profits, simply drp because an IVA is especially suitable In case you are in a very job that prohibits bankruptcy like a credit card debt Alternative, including accountants, financial institution workforce, lawyers, civil servants, Armed Companies staff, Prison Officers and Police Officers.
In case you are worried about your handle staying released Information of 債務舒緩成功率 one's IVA will be saved in a very community register identified as the person Insolvency Register. You could 債務重組 check with to your address to not be printed if you're worried anyone may possibly see it and hurt you or All your family members.
A set-up fee: Here is the cost of arranging your IVA. Sometimes termed a nominee rate, this could have to be authorized by your creditors